Looking for reliable and affordable insurance in Florida? Jones Family Insurance offers custom coverage for homes, vehicles, boats, motorcycles, and more—serving families across Pasco County, Naples, Fort Myers, and Punta Gorda.

Why Insurance Isn't Optional in Florida—It's Essential

From hurricanes and rising floodwaters to traffic accidents and property losses, living in Florida brings unique risks. Whether you own a home on the Gulf Coast, drive through busy city streets, or enjoy boating on the weekends, you need coverage that does more than check a box—you need protection that gives you peace of mind.

At Jones Family Insurance, we believe insurance should never feel confusing or impersonal. That's why we offer tailored insurance solutions, transparent service, and a commitment to the communities we serve.

We're not just agents—we're your neighbors, your advisors, and your advocates when you need us most.

What We Offer: Protection for Every Part of Life

Homeowners Insurance

Whether you're in Pasco County, Naples, or Fort Myers, your home is your safe haven—and we treat it that way. Our home insurance plans cover everything from fire and windstorm damage to liability and theft. We offer add-ons like flood insurance, hurricane coverage, and replacement cost protection, so you're covered where it counts.

Auto Insurance

Driving in Florida means you need more than just the minimum. At Jones Family Insurance, we help you choose the right auto insurance plan—from liability to full coverage—to protect you, your passengers, and your vehicle. Ask us about bundling discounts when you combine home and auto!

Flood Insurance

Standard homeowners insurance doesn't cover flooding. That's why we provide affordable flood insurance options through both FEMA and private carriers. If you live in or near a flood zone (like much of Florida), this is protection you can't afford to skip.

Boat & Watercraft Insurance

Florida is a boater's paradise—but even paradise comes with risk. Whether you own a fishing boat, pontoon, jet ski, or yacht, we offer custom watercraft insurance that covers liability, collision, theft, and more. Don't let a mishap on the water sink your finances.

Motorcycle Insurance

Ride free—but ride insured. Our motorcycle insurance covers everything from bodily injury to custom parts and gear. Whether you're cruising through Punta Gorda or commuting in Naples, we'll get you the protection you need at a price that makes sense.

Why Choose Jones Family Insurance?

Independent Agency = More Options

We're not tied to one provider. We work with many top-rated insurance carriers to find the best coverage at the best price.

Personalized, Local Service

We know Florida, and we know insurance. Our agents take the time to understand your situation—and recommend only what's truly right for you.

Free, No-Pressure Quotes

You'll never get a pushy sales pitch. Just honest advice, clear pricing, and real answers to your questions.

Help When It Matters Most

When disaster strikes, we're here for you. From claims assistance to policy reviews, we've got your back through every season of life.

Proudly Serving These Florida Areas:

  • Pasco County

  • Naples

  • Fort Myers

  • Punta Gorda

  • North Port

  • Cape Coral

  • Estero

  • And surrounding Gulf Coast communities

Wherever you are in Florida, Jones Family Insurance is ready to help protect what matters most.

Hear from Our Clients:

“Jones Family Insurance made switching my auto and home policies super easy. They saved me money and actually explained everything. Great team!”

— Mike R., Fort Myers

“They handled my flood insurance quickly and professionally. I didn't even know my home wasn't fully covered until they reviewed my policy!”

— Sandra T., Naples

Ready to Protect What Matters Most?

Whether you need insurance for your home, car, boat, or motorcycle, we're here to make the process simple, affordable, and stress-free. Let's build a coverage plan that's truly right for you and your family.